Personal Liability Coverage

Personal Liability Coverage

Stay Protected with Personal Liability Insurance

Accidents can happen, and being held responsible for damage to someone else’s property or causing injury to another person can result in costly claims. With personal liability coverage, our IEC insurance policy protects you against legal and financial risks during your working holiday in Canada.

What Does Personal Liability Insurance Cover?

  • Third-Party Property Damage: Covers the cost of repairs or replacements if you accidentally damage someone else’s property.
  • Bodily Injury to Others: Provides financial protection if you unintentionally cause injury to another person.
  • Legal Defence Costs: Covers legal fees if a claim is made against you.

Why Personal Liability Coverage Matters

In Canada, you’re legally and financially liable for damages or injuries you cause, even unintentionally. Personal liability insurance ensures you’re protected from significant expenses, allowing you to focus on enjoying your working holiday.

Frequently Asked Questions

Yes, this policy covers accidental damage to property or equipment owned by a third party.

Injuries to others caused unintentionally during your trip are covered under personal liability insurance, subject to policy terms.

Yes, legal defence costs are covered if a claim is made against you for accidental damage or injury.

While not mandatory, personal liability insurance is highly recommended to avoid financial risks during your time in Canada.