Unlimited Overseas Medical Expenses Cover

Overseas Medical Expenses Cover

Unlimited Overseas Medical Expenses for Your Peace of Mind

When travelling abroad on an IEC working holiday visa, your health and safety are essential. That’s why we provide unlimited overseas medical expenses cover, ensuring you can enjoy your Canadian adventure with confidence. This comprehensive IEC insurance policy supports Australians and New Zealanders with vital emergency medical cover designed specifically for long stays abroad.

What’s Covered?

With our IEC insurance plan, you get unlimited coverage for essential overseas medical expenses, including:

  • Emergency Medical Care: Covers treatment costs for unexpected injuries or illnesses while in Canada, with the assurance that your medical needs are taken care of.
  • Emergency Repatriation and Evacuation: In serious cases, if you require medical evacuation or repatriation to Australia, we’ll handle the logistics and costs, so you receive the appropriate care without financial stress.
  • Ambulance and Hospital Expenses: Immediate medical transportation, whether by ambulance or otherwise, and any hospital admissions for urgent medical situations are all covered, ensuring you access prompt care when needed.
  • Emergency Dental Expenses: If you experience dental pain or damage, we cover emergency dental treatments up to AUD 2,000, so you can quickly relieve pain and restore function.

Why You Need This Coverage

Healthcare costs can be high, especially overseas, where unexpected medical bills can quickly add up. Our unlimited medical coverage ensures you’re prepared for any emergency, from minor accidents to critical care, so that an unexpected medical event doesn’t impact your travel plans or finances.

Key Benefits of Unlimited Medical Expenses

  • Tailored for IEC Travellers: This coverage aligns with the International Experience Canada (IEC) requirements, so you’re fully compliant and protected throughout your journey.
  • Peace of Mind in Emergencies: Enjoy peace of mind knowing that emergency care, repatriation, and ongoing medical support are all included, helping you feel confident in any situation.
  • Coverage by a Trusted Provider: Our policies are underwritten by Cover-More, a leading insurance provider with extensive experience in international travel insurance.

Frequently Asked Questions

Yes, as long as it’s emergency treatment or advised by a qualified medical professional during your stay in Canada. Coverage includes emergency dental services, medical repatriation, and more.

The Canadian government requires participants of the IEC working holiday visa program to have insurance coverage for the entire length of their intended stay in Canada. A 24-month insurance policy ensures that you won’t face issues upon entry, such as having your visa duration reduced because of insufficient coverage. Even if you plan to stay for less than two years, having a 24-month IEC insurance policy guarantees you’re meeting all the requirements and are protected against any unexpected circumstances during your adventure.